Insurance Dispute Lawyer Blog
In a recent ruling highlighting the importance of responding to legal actions, the Louisiana Court of Appeal, Fourth Circuit, sided with Xavier University of Louisiana in a case involving unpaid student debt. The court reversed a lower court’s decision, granting Xavier University a preliminary default judgment against a former student, Elemuel Coleman.
Xavier University filed a lawsuit in 2015 seeking to recover over $21,000 in student loan debt from Coleman. After initial attempts to serve Coleman through the sheriff’s office failed, the court appointed a private process server. The process server successfully delivered the legal documents to Coleman’s residence, leaving them with a person of suitable age and discretion who also lived there.
Despite being served, Coleman failed to respond to the lawsuit within the required timeframe. Xavier University then filed a motion for a preliminary default judgment, a legal maneuver that can lead to a judgment in favor of the plaintiff if the defendant fails to respond to the lawsuit.