Reported late last week, State Farm Florida is looking to shore up its finances and reduce discounts for customers… at the expense of those very customers. The Daytona Beach News-Journal reports

Trying to shore up its finances, State Farm Florida will eliminate or reduce some insurance discounts it offers to homeowners — leading to an average premium increase of 28.4 percent.

The move, which comes as State Farm prepares to pull out of Florida’s property-insurance market, will have widely varying effects on policyholders because they qualify for different levels of discounts.

Perhaps one of the saddest recent stories coming out of the Chinese drywall disaster is the following, where the poor and elderly have been kicked out of their homes as a result of the buildings being built with the faulty wallboard. The News Inferno reports

Dozens of low-income elderly people are being evicted from a Florida apartment complex because of Chinese drywall and mold. According to naplesnews.com, the 33 residents have been given until the end of this month to leave the 30-unit Bromelia Place apartment building in Immokalee.

Many of the residents have been complaining of respiratory ailments. Other problems reported may be related to potentially-defective Chinese drywall, naplesnews.com said. The complex was only opened in 2007.

Beginning with the unfortunately typical story of a family looking for a new home to raise their family, the Wall Street Journal’s poignant piece on the uphill battle faced by families dealing with Chinese drywall brings more attention to the unfortunate situation. The piece opens

Shortly after buying their home in Cape Coral, Fla., in 2006, Keith and Denise Cramer noticed a peculiar acidic smell they thought was wet paint. The odor never left.

There were other strange occurrences. Chrome-plated faucets and showerheads became pitted or turned black. The central air-conditioning unit faltered and failed. Their baby son, Gavin, suffered frequent ear and upper respiratory infections, and Gavin and Denise got rashes.

Just a reminder to Louisiana residents that Friday and Saturday are sales tax holidays, where “eligible items will be exempt from the state’s 4 percent sales tax, though parish and municipal taxes will still apply.” The Daily Advertiser reports

Because the savings are greatest on big-ticket items, furniture and electronics retailers tend to promote the holiday the heaviest, often tacking on their own specials as an added incentive.

Elliott said that when the program started, she and some retailers were doubtful that a 4 percent savings would attract buyers, but it did.

The MDL has decided on the steering committees for the Chinese drywall lawsuit and while they did not include the Berniard Law Firm, our firm is in a key position to be highly involved as pretrial motions go on in the city of New Orleans. U.S. District Judge Eldon E. Fallon appointed 14 different attorneys from across the country to deal with the defective sheetrock and pretrial motions will be handled in the Eastern District of Louisiana. Judge Fallon will coordinate pretrial litigation and discovery, and, upon completion, all filings will return to their original jurisdictions for trial.

For more information about the MDL or Chinese drywall, please consult the section of our blog dedicated to this serious topic by clicking here.

A story coming out of Coral Gables, FL, demonstrates it’s not just the everyday homeowner who has been struck by Chinese drywall. Even builders have constructed homes for themselves unwittingly with the faulty wallboard. With timelines unclear in regards to when progress will develop, this builder decided not to wait any longer and gutted the 2,300 square foot home as soon as the sulfuric smell wafted into the air.

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…waiting could just make the problem worse, said Frank Mackle, a home builder who recently discovered his own house has the problem product.

A quick news blurb regarding a topic we brought up earlier: the nearing expiration of the National Flood Insurance Program. Such an expiration has been delayed another six months as the House agreed to extend the program through the 2009 hurricane season:

Set to expire on Sept. 30, the House approved a six-month extension to March 31, 2010. The Senate and president must approve the extension.

The NFIP bill (HR 3139) was sponsored by House Financial Services Housing Subcommittee Chairwoman Maxine Waters (D.-Calif.) and committee chairman Rep. Barney Frank (D-Mass.).

New Orleans’ Gambit had an impressive editorial a little while back that outlined how the Dow Hahnville chemical leaks demonstrate the need for a more prevalent presence on the part of state government in overseeing the safety habits of such plants. The Gambit’s editorial staff writes

The first Dow leak also exposed communication gaps between emergency officials in St. Charles Parish and their counterparts in Orleans and Jefferson parishes, who said they were not notified until several hours after the event. The leak further revealed that too few residents have registered contact information with the St. Charles Parish emergency alert system. That’s a cautionary tale for all residents this hurricane season. Earlier, a power outage at Cytec caused the release of a toxic ammonia vapor, plant authorities say. West Bank residents reported eye and throat irritations before the company gave the all-clear signal.

  Last week’s incidents raise public concerns about potential toxic ammonia leaks from a cold-storage warehouse the Port of New Orleans wants to build on the riverfront near the historic French Market. In addition to trying to keep 500 jobs in the city while raising $40 million for the project, officials at the port and New Orleans Cold Storage Inc. (NOCS) must now assure the public that 40,000 pounds of anhydrous ammonia can be safely transported, stored and used to blast-freeze chicken packages on the Gov. Nicholls Street Wharf. The proposal has pitted French Quarter and Faubourg Marigny residents against port officials and business interests.

The housing market has plummeted on tainted homes in the Gulf Coast area. While buyer beware appears to be the current premise for these sales, some are falling victim to sellers failing to disclose the condition of the homes.

WINK news in South Florida reports

A never-lived-in, four bedroom, two bath home in Northwest Cape Coral is selling for a steal — just $19,800. But buyer beware: the low sticker price is because the home is infected with Chinese drywall. Still, people are interested.

During the pretrial coordination taking place in New Orleans regarding the Chinese drywall class actions taking place across the country, a judge has recently indicated steering committees may be named soon. These committees, one for the collective defenses and one for all of the plaintiffs, are comprised of attorneys within the respective sides and work towards strategy and motion filing. The steering committees are so important because, when matters such as an MDL come down, the various different attorneys from across the country need a coordinated approach to the pre-trial motions because what occurs there affects each of their cases, across the country.

In brief

Some of the many Chinese drywall lawsuits might be seeing a courtroom in as early as six months. The HeraldTribune.com reported that prominent Judge Eldon E. Fallon, who is overseeing “the combined litigation” taking place in New Orleans, is preparing to announce the legal leads for both sides-—so-called “steering committees”—said the HeraldTribune.com.

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