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What You Need to Know About Homeowner’s Exceptions (Deterioration)

Home deterioration can happen anywhere as a result of the natural climate and conditions that exist in the Gulf Coast. Whether it is the ceiling caving in or holes emerging in the floor, various different calamities can develop in your home that require action and repair. Under Texas law it…

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Understanding Texas Home Insurance Plans (Form B)

Homeowner’s Insurance is a necessity for many Texas residents worried about the heavy winds that can come through the area and damage homes. Wind damage is a very specific claim under Homeowner’s Insurance that can be easily recorded and claimed in many cases. However, with Homeowner’s Form B insurance in…

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Understanding Texas Home Insurance Plans (Form A)

When getting Homeowners Insurance in the state of Texas, it is important to understand just what is, and is not, covered by these policies. While agents might be eager to assure you that any accident or damage can be quickly claimed under Homeowners Insurance policies, citizens in Texas found themselves…

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How to Save Money on your Home Insurance Deductible

Saving money when buying home insurance is often essential for Louisiana residents looking for the best coverage for the most reasonable rate. The Gulf Coast’s recent struggle with hurricanes has made it even more evident just how important sound, proper insurance coverage is for resident’s homes. Hurricane Katrina’s damage was…

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Car Insurance For The Worst-Case Scenario

Texas drivers often have to worry about getting into an accident with uninsured drivers and all of the financial difficulties that come with the repairs and any injuries that result. Those with Uninsured/Underinsured Motorist Coverage purchase these policies in order to be protected from such possible problems. These policies (UM/UIM)…

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Hurricane Katrina Fraud Can Happen Again

In November of 2007, the Louisiana State Attorney General levied a suit against insurance providers in the Gulf Coast related to Hurricane Katrina business practices. The charges, including antitrust, collusion and price fixing violations, dealt with a system of claim denials that looked to take advantage of the confusion natural…

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